The note business ebbs and flows with the fluctuations of note volume.  

I'm thinking of your traditional non-qm/business purpose loan types.  

At least you can have an excuse not to do a party since you can say your busy with taxes :P 

I'm current a junior in college and majoring in business marketing.

Yes, Fund and Grow requested a review, if I was pleased with their performance - just like every other business in this country does. 

I was hit by an 18 wheeler 2 years ago - my fault- and tried to start a business last summer that didn't succeed, which it shouldn't have, being that I hated every minute of mobile detailing, and I recently got to where I am at least head above water, but I am paycheck to paycheck.

This was the process for me:   Secure sufficient business lines of credit through Fund & Grow. 

Similarly, the initial losses in a new business should be viewed as the "tuition" necessary to gain invaluable experience and skills in a new field.

If 2 business owners create a contract, are their signatures enough to make it a binding agreement or would getting the contract notarized be a wiser decision?

I am a busy doctor with some cash I have been saving for truly passive investment opportunities as I am limited with time right now.