It seems to me that depending on proforma numbers now making assumptions of rent growth don't make a whole lot of sense at this point in time.My question to buyers in the market currently is whether you're still using proforma numbers to acquire properties?

my assumption is that you are attempting to sell to someone who intends to live in the home.

Never know what you might get..And assuming smaller investors don’t keep records is a poor assumption.  

Now this makes some assumptions and one being you need the rental income to qualify you for your loan. 

- are your projections high/low/mid assumptions?

@Matthew Cope, an appraiser is given a question and some assumptions.

The seller has a rate of ~4% and we are being quoted 8%.  Is there any way a bank will allow a mortgage to be assumed?  Initially they said no, but can a "higher-up" approve it?  Are there any strategies to make it ha...

You can use a standard contract, if there is a special provisions section this is what you're going to want to include "Purchase price is the assumption of the amount of the payoff of the existing mortgage(s) at time of closing"Keep purchase price blank 

If Renovation < NPV of improvement proceed R(t) = increased rent* this is a simplified assumption because it doesn’t take into account the additional operational expenses a new w/d would cost (minimal)Discount Rate = spot cap rate t = 1*disclaimer - this is how I think about it and not investment advice.

Any existing loan must be paid off before seller financing can occur, unless the existing loan has an assumption clause.Good luck!