We look at it like a potential buyer, not an investor who sometimes banks on the property selling toward the range of the higher comps.We don't "send you how to books and tapes" We have a trained staff to help you work on your business- a deal desk that you can call to review any property you have under contract, a compliance team to review risk factors, construction project managers that will vet your contractor bids - in addition to the resources that help you learn THIS SPECIFIC way of evaluating deals- finding the types of properties that do qualify for low or no cash to close.

If so, it seems I would need additional business insurance  My  personal umbrella may not cover a business. * If I receive a city violation and want to contest it, can I attend the hearing or do I need to hire a lawyer? 

I am planning on building a ADU in my backyard and I was wondering if I should just hire a general contractor and pay lot extra or do my own project management  by hiring individual contractors/sub-constractors to do the job.Like - Arhictecture and permit person, plumber for all my pluming including addition sewage and water lines , foundation and framing contractor.

In many cases buyers want to do their own updates, so they won't give you anything additional for the "upgrades". 

@John West  It's sketchy that you would have to call the additional $25k "commission" if it's really being used for the down payment. 

Thanks for the tag, @Steve McGovern, but I can't help with this as it is both a residential (not commercial loan) situation, plus any additional funds would be in 2nd position behind the bank providing the original 203k loan.

I am in the middle of a purchase for a two family property, definite add value with the addition of one bedroom to both units.

These are professionals with additional training and a stricter code of ethics.

My only addition would be to search and analyze deals as often as possible to help you learn what a good deal looks like.

Just cash your checks.As for an up charge due to the additional occupants; charging additional rent for his girlfriend & child would fall under familial discrimination.