They rock!

I was feeling some red flags with wanting to draw things up without my input.

Most definitely Bulliet on the rocks and a nice cigar for me!

Hence why we've counted some 14+ retired rock and rock stars among them.At the other homes, most all are affluent, but not super-wealthy.

The listing agent working directly with the bank, may be motivated to raise your offer and look like a rock star to the bank (and their broker) so the bank will send them more listings.

That raises a red flag , unless he has a relative or won the lottery , I'd pass and hire a realtor to assist me. 

Well I funded one of my old clients up in Rock hill on a deal in July and we are pending on to a exec from GITI and he goes on and on to tell me about how we need to get in with these guys etc...

If there are red flags on your proof of funds and the other agents or sellers don't know who you are, then even though your bid may be slightly higher or very similar they may take the perceived "lower risk" option. 

I've yet to need to do this so the red flags are up.  

." - I found this surprising as well, but my lawyer said there were no red flags.Also regarding the contract:"The general Real Estate taxes95 shall be prorated as of the date of Closing based on \CSSgo of the most recent ascertainable full year tax bill.