Do they have good, solid controls, checks and balances, and internal/external audit procedures in place, etc. 

Since you say you are a pushover, I assume it is because you have a conscience, so how, other than using a PM, do you square this internally? 

With multiple international trade routes via land, rail and sea.

We aspire to create a community of healers and provide retreats for stressed americans incorporating psychadelic medicine.

Much more inventory and many people back to traveling internationally. 

They will tell you that "FHA doesn't allow for triplexes," they will probably NOT say the truth which is that they have an internal overlay stating that they (that particular lender) elect not to do FHA loans on triplexes. 

There is a shipyard in Mobile , as well as, the City is building an International airport, so there is a lot of need for short term, inexpensive housing.

You are able to use debt financed by an asset for a down payment but maybe they have an internal rule that blocks that. 

Think hospitals with traveling nurses, large companies with interns or transitional workers, etc.

If you need any international work then you'll not find a finer firm than Susan Poskus at Roberge/Poskus in St.