Jesse Soriano
Will bank give you two mortgages at the same time?
3 July 2020 | 2 replies
The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.
Paul Knetter
1st Long Term Rental- potential renter poor credit questions
23 November 2021 | 5 replies
While some MAY overlook issues such as student loans it is not uncommon to see problems with cell phone bills and TV/internet charges.
Gene Hacker
Small victory - but it feels so good
14 January 2013 | 6 replies
I tried to settle with her but she was so smug even leaving messages on my cell phone just moments before we went into the court room.I quickly made my case then the tenant pretty much made a fool out of herself.
Benjamin Blackburn
Google Voice... Multiple #s forwarded to a single mobile phone?
3 May 2016 | 1 reply
Hello Everyone,I was wondering if there was a way to have multiple Google Voice numbers forwarded to my cell phone?
JJ GONZALEZ II
Cash Out REFI for LLC owned property
16 June 2018 | 7 replies
You can cash out what you spend initially in purchase of property or 70% of appraisal value whichever less.
Cody Cooper
What to look for in a quality attorney?
4 July 2013 | 13 replies
I can call, text & email mine anytime & he always responds very quickly.But not just for RE...My father-in-law passed away unexpectedly & my wife called our attorney on his cell phone the following Sunday as the family met.He spent 2 hours on the phone with my wife & BIL resolving some Trust doc issues.
Sam White
Texas Property Tax Blood Bath
13 September 2017 | 69 replies
Be it gas, cellphone taxes, toll roads etc..
Arnie Guida
My Tenant's Biggest Problem
14 February 2017 | 6 replies
they think they should pay the cable bill, cell phone bill, car payment, etc...before paying the rent.
Omarwali Jones
How do I find property owners telephone numbers online?
31 March 2021 | 25 replies
It's hard finding numbers online because most are unlisted, on a do not call list, change their number too frequently, or have cell phones.
Joan Pla
How do you deal with tenants paying very low rent?
20 August 2018 | 11 replies
It's the tenants themselves...I know business is business but my business decisions could/will have a strong impact on the tenant's personal lives that's why I want to understand different angles so to make sure whichever decision I make goes with my personal values.