commercial loan 5/20 at 8% How did you add value to the deal?

Perhaps they can act as an advisor that I pay hourly, or maybe I can add value to that agent through referrals.

Let's assume you did put a high down payment, on a refinance lenders will cap you at 80% of the new appraised value, leaving you with little to no money on a cash out refinance.

I do a lot of Condo Associations and I'm having more and more trouble with having companies having to cover such a big property amount in say an acres or 2 of land mass.2. have no idea3. not sure about regulatory barriers because there have been plans done through employers or associations where they'll give a specific discount, let's say 5% overall to the employees they can write but that being said those clients typically don't live right next to each other, have the same age/style/value of home and they still have underwriting guidelines they have to go through that can generate rate or every deny the coverage.That help at all?

--------------Dear Valued Commercial Customer,The [bank name] is notifying you of some changes to your commercial loan agreements.

Are you thinking about a turnket property for you second or another value add project?

At this point just making connections and adding value to relationship building through the the expertise I have, 15 years in MA and VT. 

You have to bring value to the property.  

How did you add value to the deal?

Have agent you bought house with give you CMA for new value.