Since you are new enough to not understand the process yet, I'd suggest you use a title company or attorney.  

Very helpful I will review and study these options further

From speaking with another (actual) investor, I learned that this group operated heavily in the Stockton and Sacramento area.Bottom line: if you come across someone who tells you that you have to pay to learn from them, I would suggest to continue looking - it is possible that you may learn something from the "education," but, in higher likelihood, you'd only end up deeper in debt, or worse, in a bad RE deal that they could not find anyone else to sell to.There are plenty of honest people still around, many are successful and some of those have blogs and podcasts that you can learn from for free (although, they still seem to have something to sell you, but it is a fair trade off.)

Suggestion:  Try using the BP Calculator to get an accurate assessment of cash-flow. 

I'm only providing suggestions, not legal advice.Good Luck!

We're on a slab so this could be very costly.Any other suggestions are welcome!

@Devon Craychee we will all have opinions on what is the best method to having more investment properties but my suggestions are two fold:Cash is STILL King - once you spend your cash, it's really hard to get it back.  

Even with a "manual underwrite" as suggested above, that is only for those federal loans and it would be very difficult to gain approval.  

Any suggestions for companies in Tampa, FL? 

I am unaware of any studies or reports that can prove the tankless will on average last 50%-100% longer than the standard tank.