Best use is lending funds secured by RE.

I only guess because I don't want to spend time on it knowing that I will throw away that scratch paper within a week or so.

Much better to invest the funds while keeping them inside the retirment accounts.So with good information, you can accomplish what your instincts are telling you you should be able to do, in order help secure a better retirement for yourself.Happy to help,Alan

Just got the verification today on a small house large lot in Alamo California. My team will be tearing this one down to one wall. (existing 1500sqft) We will be building a 4000 sqft new house in its place. Lot Cost $...

I do know that I never pay full price for anything and throwing money away in rent is stupid.

I'm just saying what I would do:I would throw away anything that's junk and sell anything of value.

Generally, as long as your can secure a return on investment higher than your interest rate, you should invest instead.

Maria, Being an independent contractor isn't bad; however, your boss would have to give you a raise to account for their half of Social Security and Medicare.

The key to the Safe Act is the security.

I generally just throw in the details for a couple buildings and see if they work out.