![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1209412/small_1621510227-avatar-chrisf255.jpg?twic=v1/output=image&v=2)
9 February 2024 | 3 replies
DSCR (Debt service coverage ratio) loans don't consider DTI, they are based on the property's ability to cash flow.
8 February 2024 | 5 replies
I am an experienced real estate agent/investor based out of Columbus, OH, but spend part of my time at a family house in Ellicottville, NY.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1892670/small_1694896716-avatar-mattl378.jpg?twic=v1/output=image&v=2)
9 February 2024 | 2 replies
Investing in a market with a strong and growing economic base can help reduce the chances of depreciation.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/190353/small_1621432090-avatar-dynomac.jpg?twic=v1/output=image&v=2)
9 February 2024 | 2 replies
Unless this is an opportunity where you are going to come out with a robust knowledge base and the investor will be a complete open bookd i don't see why you would do this.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2753180/small_1705788416-avatar-adamw528.jpg?twic=v1/output=image&v=2)
9 February 2024 | 10 replies
Especially those that are not as close with us in our personal lives and are based in distant states.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2724375/small_1682533017-avatar-waylonb8.jpg?twic=v1/output=image&v=2)
9 February 2024 | 14 replies
Based on your post, I would say you would be looking for a DSCR cash-out refinance and then use that to contract a builder.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2890724/small_1706948365-avatar-emilya122.jpg?twic=v1/output=image&v=2)
9 February 2024 | 7 replies
From what I've notice is that most of the gulf front investments are appreciation based with break even or lower net profit on cashflow.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2854833/small_1706697038-avatar-samuell229.jpg?twic=v1/output=image&v=2)
9 February 2024 | 4 replies
And don't pay them based on percentage work done.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1206176/small_1645020091-avatar-leroyk3.jpg?twic=v1/output=image&v=2)
9 February 2024 | 4 replies
Even facebook will have several "Michigan" or "Detroit" based real estate investor groups.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/291566/small_1621442062-avatar-carolineg.jpg?twic=v1/output=image&v=2)
11 February 2024 | 30 replies
I'm talking about when you die, vesting in Living Trust allows stepped up basis to heirs based on the current value and you sell- this is about INCOME tax not property tax