In California what are the best hard money lenders ?

Now that I've got some capital, connections, lenders and experience, I'm looking to break into the multi-family space.I would love to consult with an experienced real estate professional to gain some insight on the following:- Ways to structure partnerships on larger multi-family deals (15+ units)- Building multi-family VS.

Basically, I don't want to just get the bare minimum I need for lender, but.I actually want to get something worthwhile if things go wrong

While a cash out refinance is a very good option in this situation, you could also look to see if the lender you are currently working with would give a commercial line of credit as well.

From everything I’ve found regarding a seller financed deal, it seems that the right lender could make it happen as long as it is your name on the deed. 

Are there lenders who will consider my past str track record when determining Debt-To-Income ratio in regards to turning my current house into an income producing property?

For those of you who have been divorced, you should know that a judge can obligate you to pay child support, alimony, college tuition, private school tuition, mortgages etc...IS IT ILLEGAL for a landlord to ask for the finalized divorce agreement to see what potential FINANCIAL OBLIGATIONS a tenant is/could be responsible for that would affect his/her ability to pay the rent at a new residence?

cloa...Note should include a provision similar to the following:FOR VALUE RECEIVED, I, [Borrower name] (hereinafter known as “Borrower”), promise to pay to the order of [Trustee/trust, payment address] (hereinafter known as “Lender”) the sum of Fifty-Two Thousand and 00/100 Dollars ($52,000.00), with interest from the date hereof until paid at the rate of Six percent (6%) per annum on the unpaid balance, payable as follows: Commencing on April 1, 2024, and continuing on the 1st day of each and every month thereafter principal and interest payments of $577.31, with the entire remaining unpaid balance of principal and interest, if not sooner paid, being due and payable in full on or before March 1, 2034 (the "maturity date").Record a first priority security instrument (mortgage or deed of trust).

Working with the county/city on permits and violations Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

East coast is typically Judicial, it involves the lender suing and going to curt to get the right to foreclose.I like to say that Pre-Foreclosures are before the "Notice of Trustee" / "Notice of Sale" is recorded and Foreclosures are after a "Notice of Trustee" sale has been recorded and a sale date is set.