As my avg rental period is <8 days, and I have <14 days personal use at the property and believe I can meet the material participation test, this should be a non-passive activity.Specific Questions on Material Participation:1) Do hours logged for material participation in 2022 include time prior to placing the property in service (i.e. first half of 2022)?

I can personally live with the bathroom, but it definitely needs a new toilet and vanity at minimum.

.- I sent several follow-up emails to the company email and never heard back, although they kept spamming me with other emails.- I still have not heard back from anyone.Below is my email from 12-2-23, with one below from 10 days before that.

Hi Kristin,Most DSCR lenders won't check your personal income/tax returns.

I understand this will vary from person to person and could be a debate so feel free to PM me if you have some thoughts.

"Home" suggests it will be for personal use.

What I have done is make sure I have enough money saved up for my personal life and investment operations.

All four units are occupied and the tenants are currently paying their rent via cash in person.

Several Investments in Kinston would love to join as well  Shoot me your email!

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.