If I want the money out for a longer period of time, longer than a year, I prefer to refinance.A HELOC is much like a credit card, in that you pay what for the amount you use, and it can be repaid and then drawn on again. 

You have to be 18, but you can typically find someone willing to hire you, pay for your license, and train you.

I sent them a certified letter that basically was the pay or quit form.

Contractor is not paying enough time on our JV project, working on many other projects?

This combined with 1031 means I can sell and never pay the gains deferred in the 1031.- you or your spouse can qualify as RE professional and the limits the OP discussed do not apply- you can use the “STR loophole” (terrible name) to not have the limits the OP Discussed apply  - a derivative of the STR loophole that for lack of better name I will call the MTR loophole will let you provide amenities to not have the limit the OP discussed apply.I suspect there are many more.  

Pay attention to sales price and local sales stay away from new construction or anything recently remodeled.

I am house hacking paying about 500 to cover mortgage.  

Seller pays per dium ( to the day that you close through settlement).

Or did you pay cash like Dave?

Just be ready for the lender to order a foundation inspection report and appraisal - both you pay out of pocket.