To me paying 1% extra on a loan for 3 years and saving some money on down payment not worth the risk.

or long enough you made the money back?

Truth be told, the less money you put down, the higher the rate.

Give it a solid 2 weeks before you sign up for anything or pay anyone any money. 

@Bruce Lynn, while I am guessing because I don't know "most" large multifamily, I would say it is very much manager dependent and likely to become more common place as many syndicators are struggling to make their mortgage payments.Ownership companies are still run by people, and people that don't have enough money to pay their bills will start prioritizing who to pay based on the perceived risks of not paying.As for taking over any outstanding bills, that is one of many issues of the common LLC transfer.  

Is it possible to start investing with little or no money?

So when you go you will be better prepared.You may also get to see some attorneys and if you decide to hire one, you will see which ones actually go to court, which ones are prepared and worth their money, etc.   

But I’ll be clearing some more money by fall.

This part is like magic – watch your money come back to you!

However, it will likely lower future cash flow so it is a time-value of money play (and perhaps income tax bracket matching... ie, big deduction during a one-off big income year).Two properties... one with cost seg and one with out will have the same depreciation taken at the end of its life (27.5 or 39.0 years).Also keep in mind that STR usually requires 39.0 years of depreciation for the primary building asset.