I hope this helps.

Added bonus for us was the 10,000 square foot lot and live oaks on the property -- hopefully something unique to attract more guests (or headaches from cleaning leaves, etc.), but time will tell. 

Readers are advised to seek professional advice.

Hope this helps!

But beyond that, I’m really hoping to foster long-term relationships and am eager to find ways to not just benefit from your wisdom but also to give back to this community in any way I can.

Quote from @James Nix: I hope your friend quickly learns that no good deed goes unpunished.

Hope this helps! 

I'm guessing I should probably pay off the HELOC when I refi and hope I have enough for another down payment..?

I am not planning on quitting my day job anytime soon but rather my hope is to gradually grow the amount of income I am able to bring in over the next 5 years to be in a position to make Real Estate my full time gig. 

Readers are advised to seek professional advice.