If not then you need to use financing like hard money or private money. 

hard money How did you add value to the deal?

This is how you can keep the same system, same home layout, and just make a minor change to how the extra bedroom is filed with the cityAlthough not a pleasant surprise like you mentioned, luckily this is a very minor issue in reality and everything they're telling you is accurate.

Taking a large chunk such as $100K out of an IRA all at once will put all of your income for the year in a higher tax bracket.From there anything you do with the after-tax money is fine.  

You can get into a 3-4 family properties (3 to 4 family is preferred since it is tough to find a duplex now that cash flows once you move onto your next househack) with as little as 3.5% down (FHA loan, you can only have one of these outstanding at any given time) vs. 5% conventional loan (you can have up to 10 of these on your credit report before you essentially run out of space) and create an investment property with little money out of your pocket. 

In the mean time, build a one-room or studio dwelling on the property as well, and then after a year move back to FL.Really wondering if there's a quicker option than "work for a few years to make money and then start." 

The reality is people are making money in virtually every market.

Once you take over operation of the system, you will be required to keep it running (by the County Govt)You're losing money already and you don't even have all of the true numbers.

FHA loans are designed for borrowers who don't have a lot of money.

On the flip side, I could room in an apartment with a roommate for $900-1000 and save the extra cash for a year to put into another property.