If what feels like an emergency to the investor isn't an emergency to the PM, that is a problem.

I used my entire emergency fund to pay for the down payment and rehab of the property.

All sorts of problems can emerge in the first few years.

There are plenty of calls you get at 2am that don't need to be addressed until the next day as they aren't emergencies, just curious as to whether your thought indicated that its not necessary to handle anything after hours and are placing it all in the residents hands.

Especially if you're willing to take on renovation projects in some of the emerging neighborhoods close to downtown.Regarding COVID, to my knowledge, it hasn't really affected the central Ohio rental market as drastically as maybe some thought.

I owned the rental free and clear, I then took out a HELOC on it, which I use as an emergency fund for all of my properties so I don’t have to keep huge piles of non- performing cash around.

Don't get started investing in anything until you have a strong financial foundation in place (emergency fund, automated savings, money tracking, good credit, etc.).

This will help the low-income build a cashpile that they can use in cases of emergency and investing.

I've also been looking at I-series bonds for the "emergency" fund for $ for personal income emergency.

Any input as to where are good emerging markets to invest or to start?