The forms I have are nonrenewal of month-to-month tenancy but I'm not sure if this would be considered a month to month yet or if it would since it would be effective 10/31 at midnight. 

You know that the umbrella only is effective when there is a "base" liability policy, right? 

I understand the LA market is very hot, and that's probably going to make wholesaling more difficult, but you have sheer numbers on your side: lots of distressed properties, lots of distressed homeowners and landlords who are probably beginning to feel the effects of the rent crisis due to COVID.

Yup, the guideline came into effect on Pearl Harbor day, I can't recall if that was December 2018 or 2019.But here it is: https://selling-guide.fanniema..."

This effectively mitigates the need for a large liability limit on the property insurance so long as you are doing a good job with property upkeep and your other responsibilities.

They didn’t grow up in the house or something to that effect.

What are some of the more effective spreadsheets/strategies people use to run the numbers on a deal?

Although the price leap seems unlikely amid double-digit unemployment, you can plainly see that this trend reflects the uneven effects of the coronavirus and its economic fallout.

However, i was initially thinking if I could use Fannie Mae templates such as those here...I thought it would be more cost effective for a starting RE Investor.

(smh) (a) No person shall engage in the business of debt collection in this state without first obtaining a license pursuant to this division.