The benefits of using this is that you can get a loan from your insurance company within a 1-2 business days and having death benefit as well.

The Short Term Shop will help you excel in both of those areas.North of 98 is the Death Zone for STR, with the exception of a few spots closer to 30a/Inlet Beach. 

As in, should we wait a few months after the death to mail?

$5 Million in liability insurance is a lot cheaper,,,and if an injury or death is a result of your negligence you could be held personally responsible, no matter what the structure is

of junk to find a good person, which is why when I find someone good I hold onto them like grim death. 

Chances of you violating compliance issues won't put you on death row, but could put you in jail, depending on who lost money and how much and what you messed up in.

Employer Contributions: Employer contributions are subject to more stringent distribution rules and may be distributed upon the solo 401k participant’s severance from employment, death, or disability.

I was told that if I sold any of the properties, I would need to have an appraisal which would be calculated based on the day of death before I sell. 

Most often within 30 days of death but always immediately upon the Court appointing an executor.

Adoption at the time of his mother's death would have probably been the best option to change his status.