I am now a Private and Hard Money Lender and help clients across the US with rehab fix and flip, DSCR and many other types of loans. 

Sounds like you need a new loan officer if I am being completely honest. 

This will not be my primary address, so FHA loans are out of the question.

You cannot assign a conventional loan you are not the trustee or owner of the note, only the borrower. 

Therefore, my student loans are not as big as most people at my college.

I found a couple in my price range, but I don't know if I should get a loan or maybe borrow money from my parents.

If I were able to acquire my next investment through cash and/or bridge loan, install my section 8 tenant and show a couple of months of rental payments, is there a lender out there that would use that lease and its accompanying Housing Assistance Payment contract I would have with the local housing authority? 

What questions should I be asking, How to structure an offer, and why do lot loans seem to all be the same? 

Current loan is about 4 million on all of them. purchase price is 6 million.

The AE claims that the $2,500.00 will be reimbursed at closing once the loan closes.