The yearly contributions would just be a bonus.Also, I know a SDIRA is the more obvious option.

(alternatively does Vanguard offer self directed IRAs?)

In Toledo when performing an eviction, you have two options. 

Budget and financing options should be considered, including conventional mortgages, FHA loans, or renovation loans.By focusing on these factors and conducting thorough research, you can narrow down your search and find a vacation home with rental income opportunities in the Orlando area.

The offer also come with very high earnest money and no option period.

I'm guessing that would be something like 14% if anyone would touch it.Probably needs to look at other options like hard money on the new project, borrow from 401k or stock account or life insurance.

There are better alternatives.

Either make sure your partner gets 100 hours and you do 101, that way you get the benefit ;) alternatively you both can do 500 hours and both get the benefit. 

Loan options will depend on if a rental or primary home. 

I would be interested to see what your credit and income would be because we have heloc options and I may be able to help.