This trip has been very productive because for being here only a few days, I was able to see which part of town to possibly invest in and to stay away from.I was hoping to meet and personally shake hands with James Wise and Tom Ott, since I follow them on social media like YouTube, but I think these guys are busy--which is a good thing for their business.

I came across your post because I'm looking in the greater Dayton, OH area as a  possible first market for me as I live in the San Francisco Bay area and cannot afford to start out here. 

Im looking to invest in multi family (affordable housing to be specific).

All states saw property appreciation in comparison to a year ago.Eventually affordability will become an issue but for now the market is still thriving.

It is my general understanding that to convert to Chapter 7 from 13, you have to not be able to afford the payment plan the courts originally ordered...Anyone had a similar situation?

I would ideally like to find something in this area or perhaps further south where homes might be more affordable. 

With the affordability of real estate in Memphis and the great interest rates available, it would be a great move for the tenant and possibly for you!

Let me add a few more thoughts for you if I may What type property you start investing in is defiantly; what can you afford and find?

There are other neighborhoods that might be meet your criteria... but when I think of areas that are going to be "easy" tenants, I think of the neighborhoods referenced below:Pleasant RidgeNorwood(very street to street)Columbia TusculumWalnut Hills(very street to street)Northside(up and coming, lots of opportunity--flippers making $$ here)OTR... but you'll be buying on the fringes and waiting a few years before gentrification takes hold in the areas of OTR that are affordable and the #'s make sense for rentalsNewport, KY(above 10th street)Covington, KY(above MLK)Bellevue, KY

Hey @Kantrell Bland you're one of many people making the same wise decision to relocate to sunny and (still) affordable Phoenix Arizona!