80% of which is in index ETFs (XEQT) and the remaining 20% in hand picked stocks and crypto (5%).I'm super interested in the concept of FI and will be trying to work my way towards achieving it as quickly as possible!

80% of which is in index ETFs (XEQT) and the remaining 20% in hand picked stocks and crypto (5%).I'm super interested in the concept of FI and will be trying to work my way towards achieving it as quickly as possible!

Almost every website is using the same stock images. 

It's been a bit of a surprise to me that, in spite of what I thought was a huge bubble last year, both real estate and stocks all kept rising. 

Compare Interest Rates, Down payment, Premium Mortgage Insurance.Contact Lender Specialist to Ask for RequirementsPrepare All the Required DocumentsSubmit All the Documents and Get Pre-ApprovedStep 4: Find Your Property.Know your MarketTypes of NeighborhoodCrimesSchool RatingsBusinessesVacancy RateUnemployment RateLaws on Rental Housing (Tenant & Landlord)Typical Property Price RangeTypical Rent Price RangeAnalyze DealsSource of Deals:MLS through Real Estate AgentPortalsAbsentee Owner ListDrive for DollarMetrics:2% Test50% RuleCoCROI (more than 10%, which is the average return on Stock Market)Total ROIOffer Up on DealsNegotiate on Purchase PriceAccept the Deal (with):Inspection ContingencyFinancing ContingencyStep 5: Get Your Loan Approved.Submit the Property InformationAppraisalSubmit More DocumentsLoan ApprovedStep 6: Due Diligence.

Hi @Quentin McNewTo me it is like having one stock, pretty risky.  

When people start moving here in droves it feels like a flood and has affected the housing stock accordingly with our inventory down to 1 month.

Good housing stock?

I wouldn't put much stock in their estimate.

If that lender has other options that he can clearly make a better return on, and he can prove it and show it to you: rate of return, amount of dollars to the stock market, what everyone in that area is doing, that they're all making money investing in a local business or whatever, then the only way you're going to get him to come to the table is if you're offering a greater return than what they can get elsewhere with a lower risk.