@Christopher L HallWelcome to Bigger Pockets.

Not a penny out of pocket and had all the rehab money in my hand.The only way to do those are with VERY GOOD DEALS or the property owners are in a bad spot and they NEED to get out of their house immediately.

So glad you've rediscovered Bigger Pockets early in your real estate investing journey...this is a great dilemma you have on your hands!

I will also tell you that proclaiming "Im an investor" when you are early in the game will only chase away the real pros, or leave you jumping through way more hoops than need be.

Hello all,I'm just looking for a little advice and I know that the Bigger Pockets network will have some great stuff for me :)  My wife and I just went and looked at a house that is bank owned.

All I'm paying for is what comes out of pocket...the DP.Here's how I did one:  Seller financed1-  AP = $100k, with 20% DP...I paid $108k w/ 10% DP2 - Cash Flow with Mortgage from $108k buy = $750/month3 - My Down Payment was $10,800 instead of $20k, so I paid almost $10k less for the property....yes, I paid almost $10k less. 

I’m hoping I can get as much knowledge as possible from bigger pockets that will ultimately result in getting my foot in the real estate buiseness! 

Sounds like you have a plan, and you're continuing to learn the market and the investing game.

Shall is the key word and you as a seller have every right to demand a buyer prove application was made by agreed date, if they refuse then that’s ball game folks.  

Hi Stacie,There is a Bigger Pockets Real Estate Investors meetup coming up soon.The next event will take place on Friday, October 19th at 5:30 PM @ Ballast Point - Miramar.Address: 9045 Carroll Way, San Diego, CA 92121.Check out: https://www.biggerpockets.com/forums/521/topics/623256-san-diego-real-estate-investor-happy-hour-friday-october-19th?