Whole and Universal Insurance  allows you to withdraw, since they offer a cash value.

If you are going to University I would look for a property near transportation routes and rent out your rooms to students.

Provide the address and bet you will get hand full of values that are pretty close to accurate from the BP universe.

A good friend of mine is the largest student housing provider in a major university town.  

I'm interested in breaking into a new out of state market (I've been looking at mid-sized, relatively low cost cities like Cleveland and Pittsburgh, and also some university towns like Morgantown, WV and Lawrence, KS).  

The only only thing listed above that is universal for most are the fees, which I agree tend to be high and substantially add to the per/night cost of the unit you decide on. 

Upper Greenfield - Close to probably the best park in Pgh (Schenley), close to hospitals/universities, etc. 

I am a former Real Estate Investor, my health was in question for about 4 years, and I have lucky and blessed to finally start to get back into the Game, I have never had any experience in apartment complex investing, my family have managed units for more than 30 years, that was my mother and she is not here anymore...in talking to the owner of the Complex, I see he doesn't have the effective managerial experience to do the job well enough, and the units are becoming deplorable, he has a gold mine, because where the units sit, right now the units, sit maybe within a mile to two major universities, one being UOH, that would be the University of Houston, and the next would be TSU, and that would be Texas Southern University, not ivy league, but top Universities, and the area supports it with what it cost to live in this area, that being said....He wants a ridiculous amount, for the units, but there are not cash flowing like they should, under managed, so we talk about a sale, and he is willing to sell, but I will need a strong partner to make this happen....Love to talk more to someone that has high net worth that could bring equity to turn these around....I have Commercial Financing that wants to paly, but I am not strong enough, with a a capital partner...Anyone?

The population has been growing here year over year over the last decade, it is home to The Ohio State University which has over 50,000 students that live here along with those that visit, and it also holds a diverse range of young professionals and traveling nurses to fill the demand of the multiple business corporations and hospitals stationed here.

The strategy I've been looking at most is rentals by Colorado State or University of Northern Colorado that would be good college houses.