If you clean yourself you pay tax on alp of it.If you have a cleaner, rhe claim the income, but you also deduct your expense for paying the cleaner.I charge more than I pay the cleaners so that it helps with things like consumables and treats we leave the guest.

Every other industry is passing those costs on directly to the consumer. 

It's not looking good for rate cuts.

With such low inventory, Investors are hungry for properties and this ain't looking up, unless the rates come DOWN!

A Quick Word on InflationLast week was a big week for economic data, most notably consumer and producer inflation data (CPI and PPI).

Also RE lenders rarely have unsecured personal loans like NEVER.. they do RE not consumer loans.

That can be an expensive and time consuming project. 

Below is the median net worth of Americans by age according to a recent "Survey of Consumer Finances" conducted by the Federal Reserve.Under 35: $13,90035-44: $91,30045-54: $168,60055-64: $212,50065-74: $266,40075 and over: $254,800At this stage in your life, if you are ahead of the average American, what do you attribute your "success" to?

In the middle of those two extremes might be a small business with 3 years left on their lease, but they've made improvements to the property that aren't cheap to remove, such as perhaps a dental office (dentists might be pissed that I put them in the mid-risk category, but all the dentists going out of business in 2020-2021 taught us that American consumers apparently regard dental care as an optional and "luxury" spending item). 

“However, consumers took a slightly more pessimistic view on the likely direction of mortgage rates, reflecting the fact that actual mortgage rates have moved upward since the start of the year.

If Trump getting elected results in consumers spending less money then, yes, rates will go down.