@Veronica Veiga If you're travel nursing and get both of your units rented and is cash flowing you could possibly get a servicing company to show that the debt is being "serviced" (Paid) by other parties and would not count as debt against you.I have no experience doing this myself but it is the root how a buyer can purchase a house Sub to (subject to the existing mortgage) and have the seller still qualify for a new loan in their name despite having not discharged the previous loan.

Still planning on addressing the root issue of course but losing $150 instead of potentially paying over a grand to update my service panel and purchase baseboard heaters on top of the increased electric bill does not seem feasible as a short term solution.Would love some advice!

@Robert FrazierThe root cause of the housing shortage is politicians that keep the price of housing high via regulations and taxation.

However, the root cause was tree roots had hijacked the sewage line, which had to be removed and line cleared.

We run the local REI meet up at Common Roots in South Glens Falls. it is the first thursday of every month from 7-9pm, the next one is April 7th, we would love to have you. 

Large branches of trees will snap and shallowly rooted trees may be toppled.

I wanted you to know I'm rooting for you and hope you can get out of the contract as I can tell you already learned your lesson.

This could be the root cause of another crash if not managed well.

Originally posted by @Shawn Root:@Jesse T.That's great info. 

The roots of this tree creep into their property, as the tree is literally at the very edge of our property.