That's how we also learn and develop.Make your next move your best move.

I need some advise from you all before i move forward.How do you make the mortgage payment?

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

I have a complete "team".

@Cameron Marro - I would work to get her out, move in to the bad unit and rent out the good unit. 

I understand I'd take a pay cut being an agent for the first few years, but in exchange, I'd be learning about the market and building a network as I move towards Commercial multifamily.

There is also potential for an ADU in the large backyard, but I will buy another rental property before moving forward with an ADU plan.

When the ROE is significantly smaller than my CoC return (based on initial investment) I know it's time to make a move to increase the velocity of the money.

Alternatively, using your HELOC to acquire another cash-flowing property, then refinancing that loan later, can be a smart move.

Bigger Pockets is a great place to learn and connect with fellow investors.If you’re looking to invest long distance, I definitely recommend building your core-4 team.