But I needed this so badly for my business and am unable to obtain conventional financing that I rode it all the way out - like a complete idiot!  

I’m unable to reach the tenant via phone or email and I want to access the property to get a certificate of occupancy and to document the condition of the property.Can I just go there with the police and if no one answers the door bust it open?

He just didn't understand the market, went on the unprofessional advice of our family members, and ended up with a bunch of rentals far from job centers and unable to use internet at the time to manage it. therefore, vacant. 

Nolan you will likely be unable to get a term sheet from a lender until the property is identified.

Now I'm wondering if that is right.Not sure it matters, but another part of this is I am unable to access the "cash value" funds the insurance paid me because my bank (who has mortgages on the properties) has them "locked/froze" until the work is completed or as the work is completed).

if you have NEVER done a build job or spec i think that financing will be your biggest hurdle.also your cash position is quite weak.. sometimes vertical lender will over look experience if you pay cash for the dirt.but leverage and no experience leads to no deal.. this would be a decent deal for a local builder given carrying cost sales costs etc etc.. how much they would cut you in for finding it and providing a little bit of cash is up to negotiation of course.

However, due to my lack of experience with analyzing cash flows of vacation rentals, I am so far unable to confirm that it will indeed generate said cash flow (I'd like to get it down to exact numbers, obviously).

My wife stays home with our 2 kids and is unable to work.

We have been unable to reach the owner of the property.

I’ve been in contract on a few investment properties but unfortunately was unable to close.