The "deposit" works as a way to make the payments on whatever you've drawn and self consumes itself.  5.75-6.25% fixed interest, amortized over 25 years for a 5 year term. 

Thank you for assisting everyone.

I moved all of her old retirement money into a self directed IRA/Solo 401K and started putting her money to work through real estate lends.

Feel free to reach out to see if we can assist. 

What I would tell you is that as we built our portfolio we continued working our full time corporate (cubicle) jobs until we had 20 units (self-managing them along the way).

I’m not sure where to start or who to contact for assistance with this process.

Given that I am self employed, a few personal loan options, did preliminary asking about my situation, and they got lost in the weeds with how my real estate income looks so dismal on tax returns.

Be mindful of short-term capital gains tax, as profits from flips held for less than a year are taxed as ordinary income, and frequent flipping may result in self-employment taxes.While profits from flips do not qualify for 1031 exchanges (since flips are considered inventory, not investment properties), you can minimize your tax burden by deducting allowable expenses like renovation costs, loan interest, and holding expenses.If you're considering diversifying into rentals, explore opportunities to benefit from long-term tax advantages such as depreciation and lower long-term capital gains rates.

I've self-financed deals my deals, financed them with a HELOC and used third party lenders as well.

Admittedly, they seem a bit sketchy,My question would be, for a person such as my self, how does one go about vetting these syndicates?