I can only come out of pocket to cover mortgage so long.  

Try interviewing at least three managers.1.

So Just spent 2 weeks in Costa Rica,  stayed in three different towns all on west cost.  

(I have $80K left on mortgage)My newest property, I bought this year for $125K, I put $60K into it but with a HML, so cash out of pocket was about $20K, I just refinanced it and am putting up for rent for $1800, my PITI is $1600.

General investing by the typical investor on Bigger Pockets isn't thinking of or capable of providing directives for massive wealth accumulation.

Welcome to Bigger Pockets Daniel!

Go search the topic "Lifestyle Asset University" here on Bigger Pockets and you will see a longer thread with a lot of opinions (most are not members) but still worth a read as there are a half a dozen paid members from our group who have commented on that thread.We were formerly called Lifestyle Asset University, but I didn't realize that you couldn't use the word University in your company name here in Utah so we changed our name to Vodyssey. 

Hi Aaron, welcome to Bigger Pockets!

Except that you will be required to get a loan for $200k or put another $200k from your pocket in to the deal.

If you’re using financing, this situation might also influence lender decisions.I have many rentals in Jacksonville FL and have had to evict three tenants.