But if you see the value in investing money into your own personal education, then maybe this could be a good fit for you.

Figure out which best fits you and your personality and take it from there.  

For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

I'm not a professional Tax person.

I have found ChatGPT to be particularly useful for testing new Book Covers for BiggerPockets, such as our foray into the personal fitness category with upcoming title "Sweat for Life": 

I personally use 40% but I'm also in a higher rent area.

Share what you are looking for and the deals you are working on with your network in person and on social media regularly.2.

Now, if you haven't yet, now is the time for you to go see the situation in person.  

Personally, I'd go with the As-Is scenario.

We would want to use it for personal use probably one per year.