Originally posted by @Jasmine Zhang:This thread is very helpful and I learned a lot of information here.

The wholesaler maybe has it on a daisy chain so is trying to get his fee outside because he isn't on the original assignment contract?

@Justin Cummings what was your original strategy when you bought these?

I'm originally from Western PA as well (Slippery Rock) and now reside in Atlanta.Here is how I am looking at it along with the assumptions I am making:1) I think the growth prospects are better in the Atlanta market than Pittsburgh from a pure demographics standpoint.2) I estimate your return on equity at 7.2% currently3) Over the long haul appreciation is going to take you further when it comes to net worth than cashflow will4) Doubling of the roofs is doubling the expensesThings to consider:1) What is the year built of your Atlanta property vs. what you could replace it with in PGH?

Property is 2100sqft and needs a ton of rehab since everything inside is in good condition however everything original from 1950.

@Kristin SolbachWhat was the initial purpose of your original setup ? 

We love visiting with people about the product and Northpointe makes it easy to originate.

I agree with the "it depends" approach when it comes to determining reserves, but generally, it should align with the age and anticipated maintenance needs of the property.For example, we have a duplex built in 2003 with the original AC units and roof.

Quote from @April Birdsong: Update:  My floor guy came over and found original hardwoods under the carpet in the bedrooms.

This may affect what you can sell it for.Other option if to find a better PMC and follow your original plan.