@Jacobus Rex - With how mild the winter has been so far (generally speaking), this shouldn't be a huge issue. 

Sometimes there is only great recession data, and that recession was pretty mild on some asset classes, versus previous recessions.

I just tried calling again and her voice mailbox is full.I really need to get a hold of her because a tenant I inherited has mild dementia and I don't think she should be living alone because she does things that are a danger to herself and also the property.

For HVAC, I think split type of A/C unit should be fine for both cooling and heating for 700sf space, run by electricity, given the mild CA bay area's weather.   

Last winter was very mild, and the financial difficulties of COVID have made it hard to assess causality.  

Main thing for a septic system , NO GREASE , NO WHITE TAILED MICE , NO GARBAGE DISPOSAL . no fabric softener (dryer sheets) , and use liquid laundry detergent . 

I can tell you that I've been looking for a triplex or fourplex for the past several months in town and things are flying off the shelves that are even mildly descent deals.

Sometimes there is only great recession data, and that recession was pretty mild on some asset classes, versus previous recessions.

The question that I find mildly interesting is: what if a municipality bans a bred, but makes an exception for service animals meeting the criteria laid out in the ADA.

Property Details:Built: 1968SP: 130,000Taxes: 900 +/- Fin: FHAside 1 rent: 850 renovatedside 2 rent: n/a currently being evicted will need mild reno (carpet or tile, counter tops, paint, Kitchen cabinet refacing)bed/bath: 2/1'sCooling: electricHeat: Central & Gas  This would be my first property/investment.