Others want a higher reward so take on more risk, like low credit tenants.

Start with these three key points:Current SituationAssess your current or expected capital and credit within a realistic timeframe.

For your first commercial deal, your best home is probably going to be with a local community bank or credit union. 

Thank you very muchJaša This is how traditional banks, private credit funds and anyone in the lending space works.The challenge you will have is finding someone to give you money at X%. 

Count on the rate to be at least 1% higher than where you'd be for a primary residence, and to maybe even cost a little in points depending on the program, your credit scores, etc.Happy to help you think on this more if you want to setup a call.

This is because real estate is capital intensive and lack the cash to buy larger assets or credit worthiness.  

This organization has a history of creating real, lasting value.

if you're a few years out before starting in the US with RE Investing, the best thing you can do is work on your credit and safe money and start establishing business credit with banks and credit unions here in the USenjoy Panama, and good luck

I see many warning signals that if CA doesn't get it's act together, act as if it has to compete, very strong chances it will suffer the historical consequences of that and CA the titan will become history not current state of things. 

Great credit scores and plenty of income from my W-2 source.