Nowadays, those same 30 year fixed terms likely come back at par in the 6s with options to buy down into the 5s. 

It's certainly tough to find a cash flowing unit in the lower mainland nowadays.3) You mentioned you have a realtor that you work with that is also a investor.

I keep hearing that even in other markets you really have to get creative nowadays, unless you get super luck with a killer deal. 

@Roger Oiyemhonlan this is a popular strategy everywhere nowadays and even more so in your market!

Neighborhoods that were once crime ridden and subsidized are now buzzing with beach cruisers, trendy restaurants and beautiful new properties.

But according to him, some mortgage companies require the spouse to sign off nowadays.

I don't want them buzzing me continuously. 

Account ClosedIt is relatively easy nowadays to build your own little system for tracking auction properties, pulling foreclosure data from all the different sites like Zillow, Redfin, along with public county records.  

Nowadays deal flow at that scale is unachievable (at least quality deal flow).

While most of the buzz by "investors" here on BP is about buying low, money is made in real estate by adding value, building equity, buying low is not the only answer to a good deal.