Maybe I'm just a little dense, so please bear with me.

It is a bear isn't it!

Don't forget major structural changes, ie, removing load bearing walls.

Had no bearing in truth, but still killed the refi loans.

Big teams (Bears, Packers, Cowboys, Redskins) have a lot of demand, so in the long term, 5 years +, you are looking at free money here.

Her experience comes from light years ago when she apparently started in Florida and has no bearing on today's market.Two...anybody that markets a short sale packet or boot camp is going to make the whole process sound a lot easier that it really is...they gotta hook ya somehow.

The giant bear peeking into the convention center had me on the floor!

I have a no tollerance policy and it is stated that way in my contracts....NO TOLLERANCE.........I'm a nice guy so treat me that way and don't steal food from my familys table, I won't steal any from yours.Cross me and be prepared for the full force of the legal system to be brought to bear on you.

You notified your insurance company.It will now be a matter for the insurance companies to hammer out who bears liability.

Regardless of the appraised price, set your price higher, and get your monthly payment as high as the market will bear.