You typically need an H06 policy that covers contents only - think everything from the paint inward including kitchen cabinets and bathtubs. 

It’s different to say “new bathroom” than “gut the bathroom, re-tile the bathtub wall to the ceiling, vinyl flooring, new faucets, new toilet, no new plumbing is needed, etc.” or “we are just switching toilet, vanity, faucets, paint”)4.

----------------------Sometimes tenants light fireworks off in their bathtubs.....Really freaks the neighbors out.

If it was an overflow, then it was probably either the toilet or the bath tub. 

Please see below details.Purchased unit: 2014Assessed value: $343,300Price: $340,000 plus $5,000 sandwich leaseMortgage owed: Around $265,000 or $270,000Monthly mortgage payment: $1650.00 (current)Monthly rent: $1850.00Previous tenant: moved out mid OctoberRenovation: 2016/2017 - full kitchen, cabinet, granite counter top, Samsung dishwasher, over, fridge.Some bathroom, new sink, blue pearl counter top, sliding door bath tub which was leaking 2 years ago but has been replaced.

The bath tub isunprofessionally plumbed and needs to be redone.

His wife's paycheck goes to cover their medical insurance and burden.I tentatively agreed to "hire" him to do this project--demo the existing old tile & backer board down to the studs, (bathtub is OK), create a new surround with ceramic tile & a glass band going around the 3 sides.

Plus side two sink and nice looking over all bathroom with walk in shower.Downside no bathtub.....What are your thoughts?

That's like filling up a bathtub with a straw.The Louisiana people are pretty cool. 

Hi Guys,I am currently renovating a duplex to house hack. In one unit, i noticed that the tub does not drain completely and leaves a pool of water at the bottom of the tub in a low spot. I tried to fix this by filling...