I, too, am in Tampa and I've been a lender/banker and a Real Estate investor in the market since 1996.

Quote from @Francisco Milan: These really do not do much these days for people finding most of the listing online; however, you need to be sure that you put one out because any lead is a lead to put in your database to market to. 

In this I hope that I can link with someone that can provide more insight into the local market.

Also, confirm market rents support your investment.

I see off market properties weekly, talk to investors both new and seasoned daily and I am actively buying myself.

Here’s our OPINION for the Metro Detroit market (use as a template for your target area!)

Highly recommend partnering with a local realtor who knows the market. 

It requires no money upfront, so you will join thousands of others trying to do the same in your market.

Lenders do not look at your personal income or debt and will use the current market rent or lease (up to 120% if the lease is significantly higher than market rent or vice versa) as qualifying income.

on the one hand, if you're happy with it, and you believe in this market, and this is what you wanted, great. the fact that you're asking the question shows that you're being thoughtful about it.with that said, it sounds like you're into the deal for almost $90K out of pocket, and so if you asked me if i would put $90K of my hard earned cash into a property to get $175 month, the answer is no.