I have saved many fall out deals from reputable lenders that I use on a day to day basis, It's just the client is not very familiar with the lender's process/ guidelines and/or the rep was being very unethical (bait and switch.. etc..).

@Mark Mayton I am not specifically familiar with these courses.

I may be coming back here asking for other recommendations.This post is mainly to see if there is someone who is familiar with the real estate conditions in Wayne County who will share their thoughts with me. 

Then there are a few more hurdles (and more time & carrying costs) to overcome to obtain final site plan approval.Having finally made it to final site plan approval, there are still the issues you're already familiar with - e.g. which side of bed did the inspector get up on that morning?

I would strongly recommend looking at the BiggerPockets lender finder since all those lenders are familiar with the investor mindset even if this is for a primary residence :)https://www.biggerpockets.com/business/finder/lenders

I'd highly recommend an investor friendly agent if you plan to look outside of the areas you are most familiar with (assuming Miami). 

@Tim Porsche I am not familiar with the pocono market but are you certain its a price issue?

They were familiar with the whole life policy collateral structure and gave him a decent rate.

three quote rule but also make sure they are familiar with that area and jurisdiction. 

I'm familiar with the big 3:1.