I had an extremely horrific experience with a condo I owned that was managed by CAMCO management (google to see my review) and therefore, steer clear of any complexes managed by them or anyone affiliated (I recently heard the owner of CAMCO passed away and his daughter opened a new company.)

I can't post the contact info here, but if you search and find Steve Winder, that's the right one (note - outside of being a happy client, I am not affiliated with them)

There are also fees affiliated with this loan- around 4K plus higher closing costs.

I was referred to a lender who is not affiliated with a bank or major institution, something I am not at all familiar with so apologies for my ignorance on this.

;) Make sure to find one without monthly membership commitments, flexible pricing, and an awesome affiliate referral program! 

I'm with @Cameron Tope, NARPM affiliates are, by in large, higher quality PMs. 

Some credit unions pool their loans only to credit union affiliates and you might not know it's sold as the bill still has their name.

I'm not affiliated with them, but they did good work, relatively fast for a good price.

The difference is that instead of a lender and borrower, the scenario is a vendor that helps schools, churches, and other NPOs fundraise, and an organization: agent refers NPO to agent who is affiliated with vendor, vendor offers referral fee to agent, agent splits referral fee to agent that referred the nonprofit.Is there anything--legally or ethically--that would prevent agents from doing these, or can it be done, without any issues?

Unfortunately this was a little while ago and I'm just now reviewing and comprehending what happenedMinna - This was through a local bank.