It's like having an extra "Ace" in your hand at the table"Real Estate Marketing Headquarters" Signing Off 

Ventura County, CA has expansive soil too and all the issues/solutions noted above.If the slab is broken badly, the plumbing is at risk too.

The guy is an absolute ace.

@Evan Ventura - Maintaining ones investment properties is a common practice of all good property owners.  

Don't rule out your local Ace Hardware - they are going to be more expensive than both Lowe's and Home Depot but they will have some unique items you won't be able to find at the other two...then there's the online vendors....

Most mortgage brokers dont do HELOC's on non owner's but we can do cash out refinances with fixed loans on non owner properties and HELOC's on primary and second homes.Try these: Wells will go to 60% on a non owner penfed.org will go to 3 financed properties and up to 80% on a non owner HELOC at resonable rate too probably 1.99 + prime check them outunify financial credit union I think they are out of Los AngelesMalaga Bank out of LA I know only lends in coastal areas of ventura, santa barbara, orange, los angeles and SD I believe but they do 75% LTV HELOC's non owner - commercial HELOCOther places to go would be a local bank like farmers and merchants (F&M) or community banks and small credit unions will typically do these non owner HELOC's.

@Rigo Ventura There is so much more to the approval process then what you have asked above that you should talk with a trusted lender.

Since I can't do much with $20K in Ventura County, CA, do you recommend using the turnkey solution in more reasonable markets?

Long-time lurker but newer poster from the greater Thousand Oaks area (but I'm in Moorpark at the moment.) I bought my first property here in Moorpark last year at 22 years old, and have gotten to know the surrounding...

Since I can't do much with $20K in Ventura County, CA, do you recommend using the turnkey solution in more reasonable markets?