I noticed there are a few single families and foreclosed homes in that area as well.

My friend has two MTRs here and he does really well!

I have an amazing investor lender that does DSCR, hard money, no money down fix and flip, and traditional loans as well. 

Owen what you are saying is if a storm caused extensive damage to not only the roof but other parts of the structure as well, that damage may still exceed the high deductible, so it may still be worth the additional premium.

To do well, look at the home's state and prices of similar homes to get an edge.

On the other hand, if a client hires RES at the tail-end of an existing lease and knows full well that their rental property is falling apart and needs everything from paint, flooring, blinds, other repairs, landscaping, etc., we will not under any circumstances spearhead this project.

Letters and post cards work well if they are prepared well.

Could it be because of that, small insurance companies stopped writing policies, and big insurance companies are hiking the prices as well?...

We are using the profits to clear the debt involved as well.

As for experienced investors, once you know the game you'll crush everywhere Well said.