I dont have personal experience with either, but I have tried to protect myself from both.My application has a spot on it where they are required to list an emergency contact person who can assist in their move-out if they become deceased, hospitalized (long-term), or incarcerated.  

I have learned that insurance companies really don't like this setup and I have been charged like $1,500 bucks a year in insurance for each property which is a lot considering I purchased the properties for $50K and $80K, but they way that they are acting I wouldn't be surprised if they end up not wanting to insure them at all. 

I'd be really surprised to learn that a company as big as Allstate doesn't provide an option for RV.

I hear ya @Samuel Lacroix, you'd be surprised how many want to jump in on the deep end!

Surprisingly my wife is being supportive.

I think that you will be surprised.

From a tax perspective, I wouldn't be surprised if your rental business "loss" money for the first ten years.

Clients are always advised of this upfront, and they're always surprised when it turns out to be true.

it wouldn't surprise me to hear that a licensed realtor/broker said it was illegal. 

I really liked the Pitbull's talk coming from nothing.I was surprised that many people signed up for the various classes.