There is the positive cash flow while having a tax loss benefit too consider with this method, but if you 'buy and hold forever' (somewhat our plan also) there comes a point where with rising rents and declining interest payments when that tax loss benefit goes away.

I think when doing rentals in a retirement account the only way to go for me personally is to go the 'checkbook control' method.

If Bill turns out to be a crazy person and causes major damage that is beyond the security deposit, Jane can go after you for it. 

Keep in mind that the money that you contribute to your Roth IRA does not have to be invested in publicly traded securities;  it can buy real estate and still keep it's tax benefits.

And at the time time I would find someone with some cash (either personal savings or retirement funds) sitting in money market account losing to inflation and offer them 6-8% return to lend to me secured by real estate.

My questions are:1- Should I secure written approval for the split & construction prior to presenting to a builder?

Hi All,My Tennant is taking me to Washington small claims court, to ask for Security deposit full refund because I got late to pay ( paid on 26th day, instead of 21st day)- due items included Past due rent, Tennant did not pay, and now asking it back!

Plus you can get an unsecured line of credit or a credit card with a cash advance or even a secured line of credit on your existing rental property. 

Many of us who live in expensive markets are constantly trying to allocate capital in RE, but struggle to find cash flowing deals.You might even have the income to pay off a good chunk of a mortgage, but you won't want to refi with raising interest rates, so does it make sense to purchase new investment properties with a "portfolio" of methods?

That method has given me much better success.