If the plan is to stay with a commercial loan, the construction finance and permanent loan can be one product, with typically a 12 month interest only period during construction, then rolling into a principle and interest payment afterwards. 

However, most of them are busy in La Jolla area.

Gotta give a 1 up to @Evan Polaski here, the idea that commercial loans and products in general have a ton to do with borrower risk and lender relationships is a big variable. 

I am completely new to this business, but feel I have studied a good amount about real estate investing.A friend of mine has been doing real estate investing for about 18 months and has been moderately successful.

Our lender required the same thing as what you are saying so what we had to do was have my business partner sign a lease for us that stated when he would move in and how much he would pay in rent.

Just moved into our place today and this will be a busy weekend, but maybe late next week.

Solving a problem for the seller and bringing a product to the buyer How did you find this deal and how did you negotiate it?

Something else is at play here, either massive non-real estate business losses or an error in preparing this return.

I was able to get a good deal on the house I was interested in due to this fact but it’s a half done flip/reno so there’s a lot of work halfway started throughout the house. 2 areas in particular I’m unsure of what to do with is the walls and attic, any suggestions or ideas of how you would be finish would be greatly appreciated (adding links to specific products are a bonus lol)! 

I heard the Uber business was really starting to boom over there.