I'm looking forward to getting to know as many people as I can on Biggerpockets so feel free to reach out. 

I never had to do it but I would assume you could just cash the money in a bank if they asked pre-closing.4) If you're considering reaching out for more information, feel free to let me know.Lastly, regarding the policy with Mass Mutual (or NW Mutual too), it may not be advisable to use them for your intended purpose.

I feel having a restaurant tenant will help to fill out the rest of the space pretty quickly if the food is good.Here is a link to the property.

If you need more info feel free to reach out I can explain in detail based on your actual scenario.  

I feel like this should be my agent’s and attorney’s fault frankly.

If you have any other questions feel free to reach out, I would love to help! 

However, I would suggest you run 3-5 properties through each model you're considering to get a feel for the pros/cons of each.

Feel like I’m missing out on stuff not putting myself out there; & don’t want to anymore.

Also any good tips to negotiate the price? 

Our property was in Michigan and had sub-freezing and occasionally sub-zero temperatures, so 60 degrees is a nice spring day.FWIW, wind chill is how cold it feels to a human.