You need a property with unique features worthy of the investment, I.E attached garage or partial finished ____ so you're not starting from scratch.

So far, I own two single-family homes (SFH).

I'm tired of sitting on the sidelines and feel I've started to fall into the "analysis-paralysis" trap I hear so much about.

If you are an owner occupant my recommendation would be to build an adu and rent it on Airbnb but you can only Airbnb in Albemarle if you are an owner occupant so otherwise I would do something else

So far we've enjoyed using the platform.

So you don't want to count on it at all for the short term.

I can send you a few agents but BP does not allow contact info in posts so PM me and I will connect you with a couple of options.

I have no issues, but I didn't need to provide so much information, even for a conventional loan. 

FYI I've seen a lot of mentions on the threads from Realtors and investors from Columbus OH, really promoting that city.

I believe the topic is Airbnb, so maybe there will be some MTR info for you.