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Quote from @Melanie Johnston: Hi @Travis Peterson.It's always best to talk to a local loan officer as they are licensed in our state and have access to options beyond what banks may offer.I will DM you lenders who have helped my BiggerPockets STR clients buy in Scottsdale and Metro Phoenix.And I would be happy to be a resource for you, so please feel free to reach out.Melanie Hi, I'm looking for a community bank or portfolio lender who can offer a vacation home loan with a 10% down payment.

Google the job he's been offered at the base.

I appreciate the offer and you taking the time to reply.

I bought 13 lots for 300 each and was offered 3k lot 2 years later.

I would offer 1.6.

The forums here ar every informative and the other members are extremely knowledgeable.

Offer a payment plan no longer than six months.If they don't pay, I send them to collections and assume I'll never see a dime.

With houses sitting on the market longer, I am thinking of offering the house as a short term rental until it sells.

You could also try to contact the seller directly and even make them a back-up offer if their contract with the wholesaler is ending and then buy it directly from the seller.