They have more skin in the game then you do.Make sure you get clear title.

Yeah you need to have skin in the game.

Most likely will come in below as to make you have more skin in the game.

Thus making it so the borrower has more "skin in the game".Is this a ittle bit conspiracy theory-ish on my part?

Section One: Property Information Property Address City Bedrooms3Bathrooms2Heat SourceNatural GasPurchase Price$190,000.00Estimated Repair Cost$40,000.00Estimated After Repair Value$270,000.00GarageNoneLaundry RoomNoneYear Built1930Wiring ConditionAveragePlumbing ConditionAverageSquare Footage1250County Appraised Value$240,000.00Section 2: Hard Money/Fix N' Flip Calculator Purchase Price (B19)$190,000.00Purchase Closing Costs$1,500.00Repairs (B20)$40,000.00Holding Costs (W/S/G/PUD/etc)$3,000.00Down Payment (Skin in the game)$90,000.00 Total Invested$234,500.00Total Cash Needed From Lender$144,500.00Points charged by lender11.5Points added to loan$16,617.50Total Loan Owed Lender$161,117.50 After Repair Value (from B25)$270,000.00County Excise Tax Rate1.53%Excise (sale) tax amount$4,131.00Realtor Fees 6%$16,200.00Our Closing Costs$1,500.00Their closing costs (they'll ask)$2,000.00Total debits at closing$23,831.00 Total cash received if sold now$246,169.00Total Money in The Deal$251,117.50 Total Profit (pre-income tax):-$4,948.50ROI based on 6 month flip-11.00%

We are both designers that love nature so Hudson seems like the perfect middle ground.Does anyone have any experience with Hudson, NY?

I have not signed a contract with him or anything of that nature.

These issues can get very complicated depending on the nature of the transaction.

Most kids aren't naturally mean or judgmental - they become that way based on what they see and hear from adults.All my tenant quotes and stories are from adults, and I think I've blocked most of them out by now LOL

, quite naturally, tend to want to do all that backwards.Some examples:Chipping paint in a pre-1978 structure?